can someone just give me some quick definitions for the different abbreviations in the clr column, im super new to quicken and have been doing bills/balancing my chk book by hand for years , this is all new to me
Clr stands for Clear. The possible setting of this column are: with it empty it mean "uncleared" c for cleared R fro Reconciled.
Quicken use the same model you would use with your checkbook.
Uncleared is when you have put a transaction in, but it has not yet cleared the bank. (you wrote a check put it in Quicken, but the bank knows nothing about it yet) Cleared is for when you know it has cleared the bank (as in the bank records it). Reconciled means that you made sure that Quicken and your bank agree on this transaction.
If you are downloading from your bank then the transaction is automatically marked with a c, because Quicken knows that if it the transaction has downloaded from the bank then of course it has cleared the bank.
In the process of reconciling you take your bank's monthly statement and you start Quicken's reconcile feature for that account (Account Actions -- Reconcile or Ctrl+R). In that process you tell Quicken what the bank statement has for an end date and balance. You then make sure the transactions select balance with this amount proving that the transactions all line up with that statement. So all of those transactions are "reconciled" with the bank's statement, and Quicken will mark them with an R to show that this has happened.
It is also possible to reconcile to the online balance, and even have Quicken do it after each download. Personally I like to do it once a month to the bank's monthly statement.