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Bank of America Reconciling Problem (Pending Transactions)

When I download my checking account transactions from Bank of America (BofA) into Quicken, the online balance includes my pending transactions.  So, when I try to reconcile the account it is always off slightly (it only reconciles if I have no pending transactions).  Anyone else have this issue, anything that can be done about it?Thanks
    Quote:" Bank of America Reconciling Problem (Pending Transactions): When I download my checking account transactions from Bank of America (BofA) into..."

    Reconcile to a "paper statement". This probably will require un-reconciling all transactions in the account (using Find/Replace), then reconciling them all again ... in a single reconcile. You should backup before attempting.
      Quote:" Bank of America Reconciling Problem (Pending Transactions): Reconcile to a "paper statement" This probably_will require_un-reconciling all transactions in the account..."

      No, I'm actually reconciling to the online balance (not a paper statement).For example, let's say my last reconcile had a balance of $100.  I download my transactions and BofA shows one $20 withdrawl.  So, you would think that my balance is $80.  However, because there is a pending withdrawl of $50 (which doesn't download as a transaction, because it is still pending) the balance downloaded from BofA shows a balance of $30.  So, when I try and reconcile my cleared balance is $80, but my online balance is $30.  If I go a day or two without any transactions the account reconciles (because there are no pending transactions).  Hope that makes sense.
        Quote:" Bank of America Reconciling Problem (Pending Transactions): No, I'm actually reconciling to the online balance (not a paper statement). For..."

        I wasn't asking you if you were reconciling to a paper statement_ I was telling you the answer is to reconcile to a paper statement. If your bank downloads an online balance that includes "pended" transactions but does not download the actual "pended" transactions, you can not reliably reconcile to an online balance.
          Quote:" Bank of America Reconciling Problem (Pending Transactions): When I download my checking account transactions from Bank of America (BofA) into..."This is the most frustrating problem!  My downloads do NOT work correctly!  AMEX, Suntrust, Visa and several other dowloads continue to post pending transactions.  I am not willing to "paper reconcile."  I wish someone would tell me why it is not working properly.  Quicken says that it is the bank, the banks says it's Quicken.  ERGH!

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