Alternative to using Microsoft Skydrive to share a single Quicken data file among two users?

My spouse and I have separate laptops, each with an installation of Quicken 2014.  We share one data file between the two of us.  I may use Quicken one time and then my spouse may use it another time.  We used to transfer the latest Quicken data file between us via USB, replacing the existing data file with latest file.  We knew which one of us had the latest Quicken data file, and the other person did not use/update Quicken during this time.

We recently started using Microsoft SkyDrive to transfer the data file.  When one of us finishes using Quicken and exits the application,  the Quicken data file is manually copied into the SkyDrive folder.  Thus SkyDrive always has the latest version of the data file.  Before we use Quicken, we manually copy the data file from the SkyDrive directory and replace the data file in our Quicken working directory.  (I tried having only one data file in the SkyDrive folder, but because Quicken is continuously updating the data file, SkyDrive was recognizing this as change and creating multiple copies.)

Using SkyDrive requires discipline such as copying the Quicken data file into Quicken data directory prior to using Quicken and replacing the data file in the SkyDrive ffolder after exiting Quicken.  We also notify each other before using Quicken to maintain “synchronization.”

I am aware Quicken was not designed as a multi-user application.  SkyDrive serves our needs; however, I am seeking advice if there is a more efficient or elegant solution to share a single Quicken data file among two Quicken users.
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