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Cost Basis calculation - retirement accounts

I'm trying to understand the logic that Q uses in calculating cost basis, especially with regard to tax-deferred retirement accounts. Why does it include the cost of reinvestments made by distributions? Wouldn't these ultimately be considered gains or income when I eventually take the money out in retirement? Isn't my cost basis is just the money I put into the account(s) over the years. What am I missing here?
    The definition of cost basis does not change depending on the type of account: it is always the same.

    The definition of cost basis does not tell you how your gains/losses will be treated; just how they'll be computed.

    See your Quicken > Help > Contents > Glossary.
    • Yes, I've read the "definition" in Q, my point is that doesn't really square with reality. According to the IRS in a traditional IRA account:

      Cost basis.   You will have a cost basis in your traditional IRA if you made any nondeductible contributions. Your cost basis is the sum of the nondeductible contributions to your IRA minus any withdrawals or distributions of nondeductible contributions.

      Is there any way for Q to properly show this or would I just have to go back through all purchases and manually figure out and add up nondeductible contributions?
    If you identify your non-deductible contributions and withdrawals (perhaps by some unique text in their Memo fields); you should be able to select them for a report (Investment Transactions, for one) and have Quicken total them.
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